If you are getting ready to file a claim for workers’ compensation in the Covington area, take some time to learn about the process. Many first-time workers’ compensation applicants encounter issues when trying to get their claims approved. Fortunately, a denial does not mean it is the end of the road. It is very common for applicants to receive their benefits after going through the appeals process.
By law, your workplace injury and employment classification may entitle you to receive compensation. However, it is up to you to create an iron-clad claim. To do this, make sure you avoid the following common mistakes that can waylay your claim for benefits.
1. Missing medical appointments
Depending on how your injury occurred, you might have felt it prudent to see your primary physician for treatment. Though immediate medical attention is necessary for workers’ compensation claims, it is crucial for you to see a physician that you are comfortable with. Keep in mind that in Louisiana, your employer’s workers’ compensation insurer could request a second opinion and require you to also see one of their physicians. If you do not, your application could be denied.
2. Waiting too long to file
Sometimes injuries can be so severe that you are unable to commit to anything but your recovery. If you wait too long to file your claim, you could miss out on benefits. The law sets a deadline for workers to notify their jobs about their accidents and injuries.
3. Making mistakes and missing documentation
Many first-time and repeat applicants rush while preparing their claims and fail to review them for accuracy and completeness. Any little mistake can result in a denial. Be sure to carefully examine your workers’ compensation application before submission.
No matter the severity of your injury or the number of times you have previously filed, make sure you follow the proper steps to apply for workers’ compensation claim to prevent issues with your physical, mental and financial recovery.